Investment Banking
Republic Bank Ghana is your trusted partner in delivering value to your money. We take the view that the maximization of returns is achieved on sound economic and financial structuring. We have the feel of the market and have been at the forefront of most financial innovations. Funds management through strategic asset allocation is our hallmark. Market conditions and the investment objectives of the client largely influence the allocation mix. Conscious effort is made to hedge managed funds against inflation by selecting suitable instruments. Our Investment management team has a track record and can react to opportunities in both the money and capital markets to enhance performance. Additionally, professionally qualified staff provides efficient back-office support to fund managers. No matter whom you are and the value of your money, you can start investing with us.
CATEGORY OF SERVICES
Fund Management
Unit Trust: The Republic Bank Unit Trust is a collective investment scheme whose main objective is to invest in short-term money market securities. Set up in 1991, it is the first collective investment scheme in Ghana.
Equity Trust: The Republic Bank Equity Trust, established in 2004, is an open-ended long-term collective investment scheme. The objective of the Trust is to mobilize funds from the general public for investment in shares of listed companies on the Ghana Stock Exchange. Investments in other stock exchanges may be considered in future.
Republic Bank Real Estate Investment Trust: This is a collective scheme set up in 1995 and it invests directly in the real estate industry. It serves as an alternative investment vehicle for diversification into residential and commercial real estate activities. To obtain its high-income goal, the fund invests mainly in real estate, land, shares and bonds. The Republic Bank REIT is current the only licensed Real Estate Investment Trust (REIT) in Ghana since its establishment in 1995.
Republic Bank Future Plan Trust: This is a hybrid collective scheme (balanced Fund) set up in June 2009. The fund invests in long and short term instruments on the Ghanaian and other African Markets.
Asset Management
Pension/Provident Funds: Republic Bank Investments is licensed by both the Securities and Exchange Commission (SEC) Ghana, and the National Pensions Regulatory Authority (NPRA) to provide Provident Fund Management and Pensions Fund Management respectively, in Ghana. The Asset Management team manages provident and welfare funds of several notable companies in Ghana for over decades. Republic Bank Investments is the foremost investment management company to introduce collective investment schemes in Ghana and has since been a market leader in the fund management market. As a result, we have attracted reputable fund managers, investment analysts and pensions fund managers from across the industry.
Premium Investment Services (High Net-worth Clients): The Asset Management team has over the years managed the investment portfolio of high net-worth individuals. This class of investors enjoys financial freedom through our prudent portfolio management expertise. The fund management services provided enables you to acquire various assets, complete projects and to meet other needs.
Endowment and Welfare Funds: The team has over the years managed welfare funds of several corporate entities, churches and families. Additionally, we also have the expertise in managing endowment funds for school and universities.
Corporate Finance and Advisory Services
· Private Placement
· Public Offering
· Corporate Restructuring and Valuation
· Industry & Investment Research
· Investment Appraisal
Private Placement
Republic Bank Investments is a significant market player in the private placement of debt (short and medium term) and equity instruments. It offers such instruments directly to a number of sophisticated institutional investors which includes insurance companies, pension funds, trusts and collective investment schemes, and when necessary, to some selected high net worth individuals. Republic Bank Investments has the additional service of frequently underwriting the entire issue.
Public Offering
Republic Bank Investments provides quality and efficient advisory and marketing services for clients who desire to raise capital. We market by offering equity or debt instrument to the investing public through public offer of shares, commercial papers and notes. Republic Bank Investments ensures that all such instruments meet the legal requirements of the regulator, Securities and Exchange Commission (SEC), and where such instruments are to be listed on the stock market, the legal and procedural requirements of the Ghana Stock Exchange (GSE) are also strictly adhered to
Corporate Restructuring and Valuation
Republic Bank Investments also advises corporate clients on the most appropriate options considering the dominant objective of the firm calling for this corporate action. In most competitive environments, corporate restructuring can strengthen a company’s position for achieving its short-term and long-term corporate objectives. We can process your corporate restructuring through amalgamations, mergers, acquisitions, joint ventures, disinvestments, buyback of shares, etc. Corporate Restructuring can help restore, preserve, and enhance the value of an organisation.
Republic Bank Investments’ competency to carry out comprehensive valuation applying the most appropriate valuation models and techniques is unmatched. These may include valuing alternative corporate strategies, valuing an acquisition target, valuing a division as a potential divesture or valuing a change in financial (capital) structure. In corporate restructuring, valuations may be used as negotiating tools. To determine the price that can be paid is generally the objective of most valuation exercises.
Industry & Investment Research
As part of our advisory services, our analysts conduct in-depth research into specific industries and sectors. We also identify viable investment opportunities in the country and other jurisdictions that will satisfy our investors’ investment appetite. Our analysts closely monitor economic developments, knowledge from which is used to either appraise an investment opportunity or re-consider existing projects owing to forecasted economic consequences.
Investment Appraisal
Our financial advisory services also span investment appraisals. Already identified investment opportunities are carefully scrutinized to establish their viability and profitability where applicable. Findings are presented to our clients in clear logical terms, detailing recommendations and factors considered to arrive at such conclusions. Our expertise also enables us to transform business ideas to investment opportunities and finally to projects, if viable.
Brokerage Sevices
Our Brokerage Team facilitates capital market access for all categories of clients, individuals and institutions, both local and international. We engage in securities and fixed income trading and execute transactions in all the listed equities on the Ghana Stock Exchange (GSE) in a timely and professional manner. We also track trading performance on the GSE and provide clients with comprehensive information on the listed companies in order to help speed up investment decisions. Republic Bank-Brokerage Services is a Licensed Dealing Member (LDM) of the Ghana Stock Exchange (GSE).
Republic Bank has acted as Sponsoring Brokers for the issuance of Rights Issues on the Ghana Stock
Exchange. In this regard, the Company has coordinated and liaised with all the required regulatory bodies including the Ghana Stock Exchange and the Securities and Exchange Commission. The
Company’s experience in dealing with these institutions has allowed Republic Bank to build up a good working relationship with our Regulators. Republic Bank has partnered with various marketing consultants to ensure
Successful marketing of its flotations. In recent years, Republic Bank’s bond flotations have been over-subscribed due to this collaborative role.
PRODUCTS AND SERVICES
Republic Bank-BSL is positioned to meet the financial needs of its clients in the following areas:
- Stock Brokerage
- Fixed Income Trading
- Capital and Money Market Analysis & Research
- Portfolio Management
1. Stock Brokerage
We monitor both the Ghanaian and International Capital Markets to advice investors and execute client transactions on the Ghana Stock Exchange (GSE). We also tracks trading performance on the GSE and provide clients with comprehensive information on listed companies in Ghana in order to help speed up investment decision making.
2. Fixed Income Trading (Treasury Bills & Bonds)
As a registered member of the Ghana Fixed Income Market (GFIM), we purchase and sell Treasury Bills, notes and Bonds on behalf of our clients. Our Presence on the Bloomberg Trading platform facilitates our access to all related parties in real time, and this contributes to expedited trades executed for our clients.
3. Capital and Money Market Analysis and Research
In support of our Brokerage and Investment advisory activities, we publishe comprehensive and timely research reports giving profiles of technical and fundamental performance of the economy as well as analysis of performance of specific industries and sectors within the economy, focusing on both listed and unlisted companies in all sectors. We also organize presentations aimed at keeping the investing public informed about stocks and other investment instruments in general.
4. Portfolio Management
We provide clients with market oriented wealth management service through three major investment devices: individual investment management for high and medium net-worth individuals, their families and their businesses, and institutional investment management for government, companies, corporations, pension, provident, welfare and endowment funds.
