| Description / Purpose | A customized mortgage financing solution designed to address the needs of HNIs, Chief Executive Officers, General & Senior Managers and other key decision makers in the Corporate, Institutional and Government sectors. |
| Target Group | HNIs, Board Members, Chief Executive Officers, General & Senior Managers |
| Max Loan | •HPM up to 80% of the purchase price of the property
•HEM maximum Loan 80% of forced sale value of the property •HCM 70% of total cost of construction •HIM 50% of the value of the property |
| Max Term | GHS = 20 years, USD = 15 years |
| DSR | USD = 40% , GHS = 50% |
| Joint Application | Allowed with Siblings, Spouse, Parent or Children |
| Security / Collateral | •Mortgage over residential property
•Mortgage Life and Hazard insurance |
| Benefits | •Opportunity to own a home in a prime location
•Investment option •Property value appreciation •Flexible repayment options •Competitive Interest rates •Tax Incentive Savings option |
