The Republic Bank Home Purchase Mortgage is designed to assist individuals and companies
to purchase residential properties for their own use or for investment purposes.
| Resident Ghanaians | Non-Resident Ghanaians (NRG) | |
| Maximum Loan | Subject to customer’s credit profile | Subject to customer’s credit profile |
| Minimum Down Payment | 20% | 20% |
| Maximum Term | 20 years | 15 years |
| Processing Fees | 1.5% of Loan Amount upon submission of application | 1.5% of Loan Amount upon submission of application |
| Facility Fees | 1.5% of Loan Amount upon acceptance of the offer | 1.5% of Loan Amount upon acceptance of the offer |
| Legal Fees |
1% of property open market value for stamp duty on title 0.5% of Loan amount for stamp duty on mortgage deed GHS 5,000 towards registration of title |
1% of property open market value for stamp duty on title 0.5% of Loan amount for stamp duty on mortgage deed GHS 5,000 towards registration of title |