The Republic Bank Home Purchase Mortgage is designed to assist individuals and companies
to purchase residential properties for their own use or for investment purposes. 

 Resident GhanaiansNon-Resident Ghanaians (NRG)
Maximum LoanSubject to customer’s credit profile Subject to customer’s credit profile
Minimum Down Payment20%20%
Maximum Term20 years20 years
Process Fee1.5% of proposed loanUSD250 /GBP150
Facility FeeNil1% of proposed loan
Legal Fee
(Towards registration of legal documentation)
1% of property price for stamp duty on the Title, 0.5% of loan
amount for stamp duty on Mortgage Deed and GH¢1,500.00
towards registration on the title.
1% of property price for stamp duty on the Title, 0.5% of loan
amount for stamp duty on Mortgage Deed and GH¢1,500.00
towards registration on the title.